In reply to Sheryl Williams.

Very good point about applicability of models to existing business process Sheryl. Third party pre-built models have certain limitations, including - not necesarily being ready to use in an existing business process, the data used in building the models may not line up very well with the data that is relevant to the company, the feature set used to build the models may not cover the requisite ground and so forth. These gaps are what consulting companies then thrive upon - since they will build you models starting from scratch using data and features specific to the company, and frequently in tune with existing processes.

This is the "buy versus build" discussion, but now with data products. Some hybrid approach will win out in the end.